What Is Coin98 (C98)? Bridging DeFi Users Across Multiple Blockchains

LeeMaimai

/Oct 24, 2025

Key Takeaways

• Coin98 simplifies multi-chain DeFi by providing a unified wallet interface.

• The C98 token serves as the ecosystem's utility and governance token.

• Users can perform cross-chain swaps and manage assets seamlessly.

• Risk management is crucial when engaging with cross-chain transactions.

• Hardware wallets like OneKey enhance security for multi-chain asset storage.

Decentralized finance has matured into a multi‑chain world. Users move value across Ethereum, BNB Smart Chain, Solana, and an expanding set of Layer‑2s and app‑chains. Coin98 aims to simplify that complexity. Positioned as a multi‑chain DeFi gateway, Coin98 brings wallet, swapping, and bridging into a single experience, with the C98 token at its core.

This article explains what Coin98 is, how the C98 token works, where it fits in the 2025 multi‑chain landscape, and how to manage risks while navigating cross‑chain DeFi.

Coin98 at a Glance

Coin98 is a multi‑chain DeFi platform known for its all‑in‑one wallet experience that supports EVM and non‑EVM networks, cross‑chain swaps, and portfolio tools. The project’s goal is to help users access liquidity and applications across many blockchains without juggling multiple wallets or interfaces. You can explore the product lineup and documentation on the official site and docs portal. Reference: Coin98 official site and documentation (see Coin98 at the end of this paragraph).

Official site: Coin98 website: https://coin98.com
Documentation: Coin98 docs: https://docs.coin98.com/

What Is the C98 Token?

C98 is the ecosystem token that powers various functions within Coin98. It launched in 2021 and is available on multiple networks, reflecting the project’s multi‑chain design. A concise overview of C98’s supply, markets, and contract deployments is maintained by data aggregators. Reference: C98 overview on CoinMarketCap.

Market data and overview: C98 on CoinMarketCap: https://coinmarketcap.com/currencies/coin98/

Common utilities associated with C98 include:

Ecosystem utility: fee benefits or access to specific product features within the Coin98 suite
Governance: community input into roadmap or parameter changes
Incentives: rewards related to product usage and growth programs

Always consult official documentation or recent announcements for current token utility and program specifics. Reference: Coin98 documentation.

The Multi‑Chain Value Proposition

Multi‑chain DeFi improvements are accelerating into 2025, with users increasingly active on Layer‑2 networks and non‑EVM chains. This trend lines up with Coin98’s focus on simplifying network switching, cross‑chain swaps, and portfolio management.

Layer‑2 adoption and metrics: L2Beat provides up‑to‑date insights on TVL and network activity across L2 ecosystems: https://l2beat.com/
Ethereum account abstraction for better UX: ERC‑4337 has enabled smart‑account features and improved onboarding flows, relevant to wallets optimizing user experience: https://eips.ethereum.org/EIPS/eip-4337
Non‑EVM expansion: Solana continues to grow as a high‑throughput chain for DeFi and payments; builders and users can find network details in official docs: https://docs.solana.com/

Coin98’s approach is to offer coherently integrated wallet capabilities that stitch together these disparate ecosystems for end users.

Core Features Users Care About

Multi‑chain wallet: Manage assets across EVM networks and non‑EVM chains within a unified interface, reducing the need for multiple apps
Swap aggregation: Route trades across several DEXs and liquidity sources for competitive pricing
Cross‑chain bridging: Transfer value between networks without leaving the wallet environment, with tools designed to minimize steps and errors
Portfolio tracking: Monitor assets, positions, and activity across chains

For cross‑chain functions, users should understand bridging risks and best practices. Reference: Blockchain bridges overview and common risks (see Binance Academy and Chainalysis links below).

What is a blockchain bridge: https://academy.binance.com/en/articles/what-is-a-blockchain-bridge
Analysis of cross‑chain bridge incidents: https://www.chainalysis.com/blog/cross-chain-bridge-hacks/

Where Coin98 Fits in 2025

Several themes define multi‑chain DeFi in 2025:

Liquidity fragmentation persists across L1s, L2s, and app‑chains
Intent‑based trading and account abstraction improve UX, but approvals and risk visibility still matter
Users increasingly demand wallet workflows that are chain‑agnostic and safe by default

Coin98’s product direction—multi‑chain wallet, aggregated swaps, and integrated bridge flows—aligns with these trends. For the latest releases and roadmap updates, check their official social channels where timely product announcements are posted. Reference: Coin98 on X: https://twitter.com/coin98_wallet

How C98 Works Across Chains

Because C98 exists on multiple networks, it can be transferred and used in different environments. Practical considerations:

Liquidity and pricing may differ per chain depending on DEX depth and market conditions
Bridging C98 involves wrapped or canonical representations; always verify token contract addresses and bridge endpoints in official docs before moving funds
Gas and fees vary by chain, influencing where you hold or transact C98

If you rely on cross‑chain transfers, confirm bridge status pages and audit notes, and consider smaller test transfers first. Reference: Coin98 documentation for product‑specific guides: https://docs.coin98.com/

Risk Management and Best Practices

Approvals: Regularly review and revoke unnecessary token approvals
Bridges: Prefer well‑audited routes and check status dashboards before large transfers
Slippage and MEV: Use conservative slippage on volatile pairs and be mindful of transaction ordering
Smart‑account features: If using account abstraction on Ethereum, understand sponsor policies and recovery options. Reference: ERC‑4337 spec: https://eips.ethereum.org/EIPS/eip-4337

How to Acquire and Store C98

Acquisition: Check C98 markets and liquidity on reputable trackers before executing trades. Reference: C98 on CoinMarketCap: https://coinmarketcap.com/currencies/coin98/
Storage: For long‑term holdings, self‑custody with a hardware wallet helps reduce key‑theft risk compared to hot wallets. Always verify the token contract address for the network you’re using (e.g., Ethereum, BNB Smart Chain, Solana) via official sources.

Using OneKey to Secure Multi‑Chain Assets

If you plan to hold C98 across multiple networks, a hardware wallet can anchor your security model. OneKey offers:

Multi‑chain support for EVM and non‑EVM networks, suitable for assets that live on Ethereum, BNB Smart Chain, Solana, and various Layer‑2s
Offline signing, helping protect private keys while interacting with dApps via desktop or mobile
Open‑source transparency and an ecosystem designed for self‑custody workflows

This is particularly relevant when bridging and swapping across chains: keep private keys offline while executing transactions through trusted interfaces, and verify routes against official documentation before signing.

Final Thoughts

Coin98 targets the core pain points of multi‑chain DeFi: fragmentation, operational friction, and security pitfalls. The C98 token ties together utility and incentives across the platform, while the wallet experience focuses on making cross‑chain activity more accessible.

As the 2025 DeFi cycle pushes deeper into Layer‑2s and non‑EVM ecosystems, tools that streamline bridging, swaps, and asset management will remain essential. Combine those tools with strict self‑custody practices—ideally anchored by a hardware wallet like OneKey—and you’ll be better positioned to navigate the multi‑chain landscape with confidence.

References and further reading: