THAT is a digital currency designed for everyday, real-world payments. It pairs a non-custodial wallet with a directory of participating businesses, letting users pay for goods and services on-chain, with transactions settling within seconds. The project focuses on a consumer-grade payment experience built around simple checkout and practical merchant tools, with the stated aim of making crypto as straightforward to spend as cash while keeping users in control of their own funds. THAT supports peer-to-peer transfers and in-store payments without relying on banks or card networks.