Back by YCombinator, sivoUSDX is a yield-bearing real-world asset backed by short-duration receivables generated from delayed digital payments owed by companies like Uber, Stripe, Airbnb, Google, and Walmart. Sivo advances these payments to individuals and businesses, creating a liquid, diversified asset backed by deterministic cash flows. Designed for DeFi and institutional capital markets, sivoUSDX combines daily liquidity, instant redemption infrastructure, and native onchain yield generation.