Theo is a tokenization platform bringing real world assets and unique yield strategies to onchain users. thUSD and sthUSD are Theo's flagship yield bearing stablecoin, delivering yields of ~7% to users who stake thUSD. Yield is generated through gold leasing and futures roll yield on GC contracts through the CME. Theo also launched thBILL in 2025, a tokenized money market fund built in collaboration with Standard Chartered's Libeara and Wellington Management.