ZAR Universal (ZARU) is a single-currency stablecoin pegged 1:1 to the South African rand (ZAR), issued by BlockTower South Africa (Pty) Ltd (FSP No. 55172), a licensed Financial Services Provider authorised by the Financial Sector Conduct Authority (FSCA). ZARU is deployed on the Solana, Ethereum, Base and Circle ARC blockchain. Every ZARU token in circulation is backed by rand-denominated reserves held in segregated accounts at Standard Bank of South Africa, with reserve management overseen by Sanlam Specialised Asset Manager as the asset-liability manager (ALM). Monthly independent reserve attestations are conducted by Moore Johannesburg Inc. and published publicly. ZARU is designed to serve as institutional-grade digital settlement infrastructure for financial institutions, payment service providers, fintechs, and cross-border commerce across Africa.

最好的 ZAR Universal 錢包應該在安全與易用性之間取得平衡

使用 ZAR Universal 錢包，你不但能安全儲存和管理 (Token name)，還能自由進行跨鏈交易、參與 DeFi 協議並與 dApp 互動

ZAR Universal 錢包提供即時交易追蹤、開源透明的安全機制，以及在 ZAR Universal 網路上的流暢體驗，讓你完全掌控自己的加密資產

1. 下載錢包：前往 OneKey 官方網站，下載適用於 macOS、Windows、iOS 或 Android 的 OneKey App

2. 建立錢包：開啟 App，選擇「建立新錢包」或「連接硬體錢包」

3. 備份錢包：安全地抄寫助記詞並離線保存，我們絕不會上傳或儲存你的助記詞

4. 存入 ZAR Universal：複製錢包地址，從交易所或其他錢包轉入 ZAR Universal

所有私鑰皆在裝置上離線生成與儲存，讓你完全掌控自己的資產

1. 傳送 ZAR Universal：輸入 ZAR Universal 地址與金額，然後在 App 中確認簽名。交易完成後將立即廣播至區塊鏈。

2. 接收 ZAR Universal：點擊「接收」以取得錢包地址，將其分享給發送者，接收代幣後即可在 App 中即時查看餘額。

3. 管理資產：在 ZAR Universal 錢包中追蹤交易記錄、存取 DeFi 協議或執行跨鏈操作，一切盡在一個 App 中。