The current financial system is broken. It is designed to extract value, not create it. Every time you swipe a card, send money, or pay an invoice, a legion of middlemen takes a cut. Payment processors, banks, clearing houses—they all demand their toll for moving bits on a server.

Worse than the fees is the friction: slow settlement, opaque chargebacks, and tooling that wasn’t built for global, digital-first commerce. Merchants are forced into stacks that don’t fit how the internet works.