The Surf Lending wallet helps you easily store, send, and receive digital assets. You can perform cross-chain token transactions at any time, explore NFT marketplaces and dApps, and discover more opportunities. An integrated wallet for the Surf Lending ecosystem, it provides you with a secure on-chain experience.
Why choose Surf Lending wallets with OneKey

Take control of the safety that belongs to you
No real-name verification required. We collect and track no user data. Your wallet belongs only to you.

100% open-source and transparent
Surf Lending wallet is a fully open-source wallet; every line of code can be audited and verified by security experts. Security is not based on promises, but on transparency.

Intelligent Risk Protection
Built-in dApp phishing protection and suspicious token folding features automatically detect risky contracts to prevent malicious approvals or asset theft.

Global support
Provide 24/7 multilingual customer support to resolve your issues at any time.
FAQ’s
Surf is a decentralized pooled lending protocol built on Cardano. Lenders earn yield by supplying ADA, stablecoins, and other supported assets, while borrowers use ADA and Cardano-native tokens as collateral to unlock liquidity without selling their holdings.
Borrowers draw directly from shared liquidity pools, without waiting for an individual lender or agreeing to a fixed maturity date. Surf supports a broad range of Cardano-native markets and offers features including multi-collateral pools, dynamic interest rates, partial repayments, collateral management, integrated leverage, and community-created lending markets.
SURF is the protocol’s native token and is used for staking, incentives, community pool creation, and governance.
The best Surf Lending wallet should balance both security and ease of use.
With a Surf Lending wallet, you can not only securely store and manage (token name), but also freely conduct cross-chain transactions, participate in DeFi protocols, and interact with DApps.
Surf Lending wallet provides real-time transaction tracking, open-source and transparent security mechanisms, and a smooth experience on the Surf Lending network, giving you complete control over your crypto assets.
1. Download wallet: Visit the OneKey official website and download the OneKey App for macOS, Windows, iOS, or Android.
2. Create wallet: Open the App, select "Create New Wallet" or "Connect Hardware Wallet".
3. Backup wallet: Safely write down the recovery phrase and store it offline. We never upload or save your recovery phrase.
4. Deposit Surf Lending: Copy the wallet address and transfer Surf Lending from an exchange or another wallet.
All private keys are generated and stored offline on the device, giving you complete control over your assets.
1. Send Surf Lending: Enter the Surf Lending address and amount, then confirm the signature in the App. The transaction will be broadcast to the blockchain immediately after completion.
2. Receive Surf Lending: Click "Receive" to get the wallet address, share it with the sender, and you can view the balance in real-time in the App after receiving the tokens.
3. Manage assets: Track transaction history, access DeFi protocols, or perform cross-chain operations in the Surf Lending wallet, all in one App.
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